Payment Plans

Gill Dental  is making it easy for you to get the dental treatment you need by working with Q Card to provide 18 months no Payments and Interest free.

*18 months no payments and no interest (‘Payment Holiday’) is available on Q Card Flexi Payment Plans. Minimum purchase $1500. Account fees may apply. A $55 Establishment Fee for new Q Cardholders and a $35 Advance Fee for existing Q Cardholders will apply. Q Card Standard Interest Rate applies at the end of the Payment Holiday. Payment Holiday period may vary depending on Q Cardholder’s payment cycle dates. Offer is on-going. Q Card lending criteria, fees, terms and conditions apply.


How do I apply for 18 months interest free?

There are a number of different ways:

1) New Q Card Holders:

  • At home: Apply at home via our website. If approved simply take you drivers license into Gill Dental so we can process the contract.
  • Via post: Complete the Q Card application form and mail to FPF(Q Card), Private Bag 94013, Auckland City 2241. If approved you should receive a Q Card in the post within 10 days. Call Gill Dental with your card number so we can process the contract.

2) Current Q Card Holders:

  • In the practice: Simply present your Q Card to us at reception and we will process the contract.

What fees do I get charged when I apply?

The fees that will be charged are an Establishment Fee of $45 plus $3 PPSR fee. If you are a current Q Card holder the advance fee is $35. There is an annual account fee of $45 which is broken down into two $22.50 fees charged in advance. The first $22.50 fee will be charged to your first statement.

What is the maximum value I can apply for?

The application credit limit is usually capped at $8500. Higher credit limits can be applied for.

If I need help completing the form online who can I call?

Please call the Q Card Customer Support line (0800 11 7000).